7 Benefits of Getting Car Financing at Your Indianapolis Honda Dealer

October 27, 2023 · 3 min read

People discussing car financing at a dealership near Indianapolis, Indiana.

Ready for your next car? If you've been daydreaming about a shiny new Honda, you know there is a lot to consider. For example, before you can hit the streets of Indy, there's the not-so-small matter of how you will pay for your new ride. Don't fret! Your local Honda dealer has got you covered with some fantastic car financing options.

1. One-Stop Shopping

You know what's better than a Saturday spent test-driving cars? A Saturday spent test-driving cars and getting your financing sorted out all in the same place! When you get your financing at the dealer, you can choose your vehicle, discuss your budget, and get the paperwork done all in one place.

2. Competitive Interest Rates

Dealership financing can often snag you a better interest rate than your bank. How? Dealers, especially big names like Honda, have strong relationships with lenders. They can sometimes negotiate better rates on your behalf, ensuring your monthly payments are as comfy as those new car seats.

3. Tailored Financing Packages

Every driver in Indy has a unique story, and your financial situation is no exception. Whether you've got great credit or have faced a few speed bumps along the way, dealerships have the flexibility to offer tailored financing packages that cater to a wider range of credit histories.

4. Special Promotions and Incentives

Only at a dealership will you get exciting promotional deals while financing your new car. Especially during sales events or end-of-year clearances, a dealer may have some sweet deals that can save you some serious money.

5. Streamlined Paperwork Process

If there's one thing some people dread more than a traffic jam on the highway, it's paperwork. Thankfully, when you finance through your dealer, they handle the bulk of it. From liaising with the lender to ensuring that all the details are handled, they've got it streamlined to get you on the road faster.

6. Building Strong Relationships

When you finance through the dealership, it's like starting a partnership. Need assistance down the road when you're considering a trade-in? They'll remember you and can make future transactions smoother and possibly even sweeter.

7. Opportunity for Leverage

Negotiating is an art, and when you're both buying and financing at the same place, it gives you a bit more leverage. Sometimes, to close the deal, a dealership might offer better terms on financing or throw in some extras.

So, as you prepare to buy your next car, instead of just dreaming about that new car smell or choosing the perfect shade of blue (or red, or black...) remember that the finance office might be the best pit stop you can take before hitting the road. Ready to shop for your new car? Visit Ed Martin Honda to pick out and finance the car of your dreams.

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Jul 16, 2025 in Auto Financing

4 Reasons to Finance Your 2025 Honda at Your Honda Dealership

Dealership financing isn't always one of the first financing options you might think of when looking to get a car loan. However, it's the financing option that's beneficial for the largest group of people. Between how much time it saves and how it benefits people with lower credit scores, it's something you'll want to take a look into when you visit the Honda dealership to pick out your next car. more 4 Reasons to Finance Your 2025 Honda at Your Honda Dealership 1. It's One of the Most Convenient Financing Options Not all lenders allow you to apply for financing online, but we do. Once you've got that application filled out, you can sit back, relax, and wait for a reply. We send your application to multiple lenders, so that eliminates the shopping around aspect of trying to find a loan with great terms. If you're approved for a loan, then you can come by and pick out your next car, sign the paperwork, and drive home in your new Honda. The process takes almost no time at all. 2. It's an Option for People with Poor Credit Getting financing when you have poor credit can be tough, especially from a bank or credit union. However, we lend to people that banks and credit unions often refuse to lend to. You don't need a perfect credit score to get dealership financing, so we enable people to buy cars when they wouldn't have been able to otherwise. 3. It's Beneficial for People with Great Credit People with excellent credit scores can often qualify for great promotional financing offers. The national average interest rate for car loans varies over time, but in the third quarter of 2024, it was 6.61 percent for people buying a new car. By qualifying for certain promotions Honda runs, you can save a lot of money by getting a loan with a much lower interest rate. Some examples of interest rates you can get with these promotions include 1.9 percent and 2.49 percent. You can even get a loan with zero percent APR when buying some models. 4. It Eliminates the Need to Compromise Nobody should have to compromise and buy a car from a different automaker when they want a Honda. However, some buyers may have to do that. This is because some lenders ask you to buy a vehicle from a particular dealership within their network when they approve you for a car loan. If there's no Honda dealer in their network, then you won't be able to get a new 2025 Honda. That's never a problem when you go to the Honda dealer for financing. Come by Ed Martin Honda in Indianapolis, IN for all your car financing needs. We have a wide selection of new and pre-owned vehicles for you to choose from.

A person holding a set of keys to their new car near Indianapolis, Indiana

Feb 26, 2025 in Auto Financing

Meet the 2025 Honda Accord Hybrid: Sophistication Redefined

The combination of forward-thinking technology and a classic design makes the 2025 Honda Accord Hybrid one of the most timeless rides available in today's market. This innovative sedan sets out to redefine what sophistication means for the modern driver, and it excels in every avenue. more A Tour of the Exterior The Accord LX serves as the base model of the lineup, featuring a stylish and aerodynamic fin-style roof antenna, an active shutter grille, and automatic on/off LED headlights paired with matching LED taillights. Higher trims include a rear diffuser and deck lid spoiler for enhanced cornering at high speeds, heated side-view mirrors with integrated LED turn-signal indicators, and acoustic glass for the windshield and front doors. All trims aside from the base model include a one-touch power tilting moonroof. Robust Mechanics Each model in the 2025 Accord Hybrid lineup houses an inline four-cylinder engine, with turbochargers included in the engines of the first two trims. The LX and SE deliver 192 horsepower and 192 lb-ft of torque, while the other four variants generate 146 horsepower and 134 lb-ft of torque. All models include a 16-valve DOHC valvetrain, while the Sport, EX-L, Sport-L, and Touring trims upgrade to a 16-valve system with dual variable valve timing. These four trims also come equipped with a four-mode driving system with Sport, Individual, ECON, and Normal modes. Every 2025 Accord Hybrid features Honda's Eco Assist System, maximizing fuel efficiency for every Accord owner. Honda Sensing Driver-Assistive Features The Adaptive Cruise Control system includes Low-Speed Follow, allowing the Honda to autonomously slow to a complete stop and accelerate again. The Auto High-Beam Headlights dim as a courtesy to other drivers and brighten when the road is clear. The Collision Mitigation Braking System uses a front-facing camera to detect and prevent frontal impacts, protecting all occupants. Driver Attention Monitor detects signs of fatigue or inattention, such as repeated drifting, and suggests breaks to help maintain safety. Lane Keeping Assist, Lane Departure Warning, and the Road Departure Mitigation System all work together to keep you safely within your intended lane. These systems prevent you from drifting over the painted road lines and help you make lane-changing maneuvers only when it's safe. The Traffic Sign Recognition System scans passing road signs and displays them on your onboard screen. Traffic Jam Assist manages steering and lane position, allowing you to focus more on your surroundings. If you're ready to experience the pinnacle of hybrid performance and elegance, the newest Honda Accord Hybrid is waiting patiently for you to discover it. Reach out to us via our on-site chat or fill out our "Contact Us" form today at Ed Martin Honda in Indianapolis, IN.

A bicycle and a backpack packed into the cabin of a 2025 Honda Ridgeline by lifting the back seat near Indianapolis, Indiana

Jan 31, 2025 in Auto Financing

Introducing the 2025 Honda Ridgeline: Versatile and Tough

The 2025 Honda Ridgeline is built to impress, combining rugged durability with everyday practicality. This versatile truck delivers powerful performance, unmatched comfort, and efficiency comparable to leading SUVs and sedans. more Engine The Ridgeline's V6 engine features a 24-valve i-VTEC SOHC valvetrain delivering 280 horsepower and 262 lb.-ft. of torque. Each model for the coming year includes an Intelligent Traction Management system with Mud, Sand, and Snow modes in addition to Normal. Additionally, all trims feature the Intelligent Variable Torque Management all-wheel-drive system. The Ridgeline's driving modes and AWD system combine to make the newest Honda pickup truck an off-roading champion. The onboard Eco Assist System enhances efficiency by automatically adjusting the Ridgeline's cruise control, climate control, and engine power. Variable Cylinder Management strategically deactivates cylinders to save fuel, and the Idle-Stop feature helps reduce gas emissions. Transmission A nine-speed automatic transmission comes standard on all models, featuring a shift-by-wire system and steering-wheel-mounted paddle shifters. This advanced transmission gives the Ridgeline unmatched precision and smooth gearshifts, along with faster overall acceleration. Every model in the upcoming year's lineup comes equipped with a heavy-duty transmission cooler, enhancing the Ridgeline's towing performance, reliability in extreme conditions, and longevity. Build All trims feature a MacPherson front suspension, a multi-link rear suspension, and a robust unibody construction, ensuring deft handling and a smoother ride. The TrailSport trim also features an additional suspension specifically fine-tuned for off-roading. Thanks to standard Active Noise Cancellation, the Ridgeline's cabin becomes a quiet sanctuary by using advanced microphones to detect unwanted noise and clever soundwave technology to counteract it. The 2025 Ridgeline's Groundbreaking Technology Convenience Tech Every new Ridgeline is fitted with a push-button ignition switch and an automatic tri-zone climate-control system that includes humidity control. The steering wheel houses illuminated controls for audio, connected smart devices, and cruise control, ensuring ease of use. The base model boasts a seven-speaker 215-watt sound system with a subwoofer, Bluetooth connectivity, smartphone integration via Apple and Android, HondaLink, and a wireless phone charger. Safety Tech The 2025 Ridgeline includes a rearview camera that automatically displays on the infotainment screen when the vehicle is put in reverse. With multiple angles to choose from, you can toggle between wide, zoomed, and bird's-eye views. Standard features like Collision Mitigation Braking, Lane Keep Assist, Lane Departure Warning, Cross Traffic Monitor, and Forward Collision Warning offer comprehensive safety for you and your loved ones. Experience the perfect blend of sheer strength and versatility with the newest Ridgeline. Contact us here at Ed Martin Honda in Indianapolis, IN, to explore the Ridgeline's standout features and find the perfect trim for you.